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How It Works

Application

Apply Online

Apply now and we will call you to discuss your financing and vehicle options. There is no obligation and we will only check your credit with your approval when we speak with you.

Vehicle Selection

Approval

We work with over 20 major lenders and we will shop around to find you the lowest rate. Remember, we work for you and we’ll negotiate the best possible approval on your behalf.

Vehicle Delivery

Vehicle Selection

Once you’re approved we’ll present you with vehicle options based on your needs. When you’ve selected the vehicle that best suits you, we’ll detail it and schedule a delivery date to any convenient location for you.



Loans.ca Car Loans Offer You

  • Lowest Auto Financing Rates in Canada
  • Thousands of Vehicles to Choose
  • No Money Down Options
  • Free Vehicle Detailing & Delivery
  • Same Day Approvals
  • Vehicle Exchange Policy

We Work With Everyone!

We Will Help You Get the Best Auto Loan Rate & The Car You Want

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Bad Credit Bad Credit
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Customer Reviews

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Great fast service would for sure recommend.

Emily L
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All good.

Allan K
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Very helpful and informative.

Casimir & Yvonne A
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Everyone was amazing. Jessica went above and beyond. She is the best! Thank you for everything.

Karri G
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The service I was provided with was very great. My questions were all answered within a shot span of time and {they} found a vehicle I liked in a short period of time.

Sonny T
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The driver delivered the car on time as promised. He was able to provide quick service and was also funny. Overall, great experience from start to finish.

Jenoi L
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Nice dealing with these people.

Rodolfo R
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Yes very happy with process. Easy, service was excellent.

Mike O
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Alan and Paul were very helpful and made a promise to satisfy my needs and kept it. They were very understanding and polite, especially Alan. Thank you very much, the car is great. The delivery man, Richard, was very polite and was better-than-accurate with delivery time.

Tyrone T
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I would like to appreciate the wonderful help the that Harvey provided to get my second vehicle. He maintained regular contact and answered my questions regarding the vehicle to reduce the interest rate. Great work - confident, friendly, knowledgeable. Richard is extremely understanding, a great person to bring the car. Thanks Richard. It takes ded...

Josephine T

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