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How It Works

Application

Apply Online

Apply now and we will call you to discuss your financing and vehicle options. There is no obligation and we will only check your credit with your approval when we speak with you.

Vehicle Selection

Approval

We work with over 20 major lenders and we will shop around to find you the lowest rate. Remember, we work for you and we’ll negotiate the best possible approval on your behalf.

Vehicle Delivery

Vehicle Selection

Once you’re approved we’ll present you with vehicle options based on your needs. When you’ve selected the vehicle that best suits you, we’ll detail it and schedule a delivery date to any convenient location for you.



Loans.ca Car Loans Offer You

  • Lowest Auto Financing Rates in Canada
  • Thousands of Vehicles to Choose
  • No Money Down Options
  • Free Vehicle Detailing & Delivery
  • Same Day Approvals
  • Vehicle Exchange Policy

We Work With Everyone!

We Will Help You Get the Best Auto Loan Rate & The Car You Want

Good Credit Good Credit
Bad Credit Bad Credit
No Credit No Credit

Customer Reviews

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Jessica helped me a lot on getting my first car in this country. She contacts me every time for updates and she did very well on her job.

Joshua S
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Everyone was extremely helpful during this process and I'm extremely grateful to all who helped me.

Leslie R
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Ashley, we are thanking you for being so good and give us a very good deal with cars. As I talked to you and Ryan about my interest you guys told me that if I keep the way I pay, that I would not miss any payment in a year, my interest will go down again to 0%. And I am looking forward to it.

Andrew
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Finding something online can always seem scary but this was THE BEST experience I've ever had. Eric and Ryan helped me out when I didn't think I had any chance. Everyone I know who is looking for a car will be sent your way. THANK YOU SO MUCH!!

Kathleen B
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Shane did a great job delivering the car. They were patient and helped me through the documents. Well explained the documents to me. Showed up early and never unexplained. They show a high knowledge on their job. Showed me the perks of the car and having to loan a car as well. Overall great job.

Gilbert
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Harvey was excellent to deal with, he kept us informed every step of the way. Very friendly! Richard was very friendly and personable. Explained everything we need to know and was funny and smiley :) Thanks guys!

Cindy/Jody W
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My first experience of getting a car ended up to be great. Nothing else to add.

Sabaun K
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Rocky was very attentive to our needs and did his utmost to get us the best rate available.

Melanie
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May was amazing to have work on my deal. She is kind and professional. Richard is an outstanding man - you are lucky to have him.

David D
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Excellent service, great people, fast and easy. 100% recommendation.

Kiefer

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