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How It Works

Application

Apply Online

Apply now and we will call you to discuss your financing and vehicle options. There is no obligation and we will only check your credit with your approval when we speak with you.

Vehicle Selection

Approval

We work with over 20 major lenders and we will shop around to find you the lowest rate. Remember, we work for you and we’ll negotiate the best possible approval on your behalf.

Vehicle Delivery

Vehicle Selection

Once you’re approved we’ll present you with vehicle options based on your needs. When you’ve selected the vehicle that best suits you, we’ll detail it and schedule a delivery date to any convenient location for you.



Loans.ca Car Loans Offer You

  • Lowest Auto Financing Rates in Canada
  • Thousands of Vehicles to Choose
  • No Money Down Options
  • Free Vehicle Detailing & Delivery
  • Same Day Approvals
  • Vehicle Exchange Policy

We Work With Everyone!

We Will Help You Get the Best Auto Loan Rate & The Car You Want

Good Credit Good Credit
Bad Credit Bad Credit
No Credit No Credit

Customer Reviews

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Very friendly and helpful staff. Very happy and will deal with them again.

Derek
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Quick, fast and friendly. Thanks :)

Crystal
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Raymond - very nice, was quick to fix any mistakes or look into it. Richard - awesome - second car. Polite to me + will have the next by him. Also - my car was very clean.

Deborah
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This guy is awesome!! Very friendly, very nice :) Koodos :)

Alicia
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The easiest most wonderful experience. Stress free and knowledgeable sales person. The delivery gentlemen, Richard was a pleasure to meet and explained everything.

Therese
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Richard was very good. Found a few marks on the bumper. Called Timour. Advised me to go to the body shop.

Peter
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I had a great experience working with Ben, from the beginning very honest, trustworthy, professional and clear. He helped us fixing a situation, get a great car and was important, opened the door for us to think of the future.

Jose and Maria
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Both Justin and Ryan bent backwards for me. Both of them are great guys to deal with.

Chad
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It was an excellent service with both Tim and Richard. Both were friendly and helpful. Richard explained vehicle clearly. Would definitely recommend again.

Keri and Jason
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Excellent service, very happy.

Amy

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