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How It Works

Application

Apply Online

Apply now and we will call you to discuss your financing and vehicle options. There is no obligation and we will only check your credit with your approval when we speak with you.

Vehicle Selection

Approval

We work with over 20 major lenders and we will shop around to find you the lowest rate. Remember, we work for you and we’ll negotiate the best possible approval on your behalf.

Vehicle Delivery

Vehicle Selection

Once you’re approved we’ll present you with vehicle options based on your needs. When you’ve selected the vehicle that best suits you, we’ll detail it and schedule a delivery date to any convenient location for you.



Loans.ca Car Loans Offer You

  • Lowest Auto Financing Rates in Canada
  • Thousands of Vehicles to Choose
  • No Money Down Options
  • Free Vehicle Detailing & Delivery
  • Same Day Approvals
  • Vehicle Exchange Policy

We Work With Everyone!

We Will Help You Get the Best Auto Loan Rate & The Car You Want

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Bad Credit Bad Credit
No Credit No Credit

Customer Reviews

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I really love the van. I was very impressed when it finally arrived. Going to take time to get used to. Also grateful with the staff and all their help was much appreciated.

Sharon H
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Good to deal but slow delivery.

Sandy M
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Overall experience was excellent, fast, quick and understanding. Would recommend service again.

Kevin W
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Harvey was excellent to deal with, he kept us informed every step of the way. Very friendly! Richard was very friendly and personable. Explained everything we need to know and was funny and smiley :) Thanks guys!

Cindy/Jody W
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Excellent service!!! From start to finish, very professional. Great communication - so far so good! Just got the car - will let you know more soon!

Rosanna O
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Yes very happy with process. Easy, service was excellent.

Mike O
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We loved the services that we received from the agency. If I had to do it all over again, I would. Pleasant people all around. I thank you so very much.

Victoria & Harvey
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May was amazing to have work on my deal. She is kind and professional. Richard is an outstanding man - you are lucky to have him.

David D
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The process of finding us a suitable vehicle was great. Nicole and Ryan worked with us at an incredible rate to find us a van that worked for us as a family. The deliver guy was a few hours behind. However, he was very nice and helpful with the information and contract information. Thanks for your time and will be in contact.

Joshua
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They did absolutely amazing. I couldn't have chosen a better car loan place ever. [They} made my dream come true!

Bailey B

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