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How It Works

Application

Apply Online

Apply now and we will call you to discuss your financing and vehicle options. There is no obligation and we will only check your credit with your approval when we speak with you.

Vehicle Selection

Approval

We work with over 20 major lenders and we will shop around to find you the lowest rate. Remember, we work for you and we’ll negotiate the best possible approval on your behalf.

Vehicle Delivery

Vehicle Selection

Once you’re approved we’ll present you with vehicle options based on your needs. When you’ve selected the vehicle that best suits you, we’ll detail it and schedule a delivery date to any convenient location for you.



Loans.ca Car Loans Offer You

  • Lowest Auto Financing Rates in Canada
  • Thousands of Vehicles to Choose
  • No Money Down Options
  • Free Vehicle Detailing & Delivery
  • Same Day Approvals
  • Vehicle Exchange Policy

We Work With Everyone!

We Will Help You Get the Best Auto Loan Rate & The Car You Want

Good Credit Good Credit
Bad Credit Bad Credit
No Credit No Credit

Customer Reviews

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Really nice advice and support through all process. I am very satisfied. Thank you guys!

Miroslaw
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I spoke with Alan and he was very informative and helpful. Alex and Alan are very friendly and personable. I'm so thankful for their help in getting me this car.

Caitlyn
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Speedy process, very smooth, 100% satisfied.

Brandon
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Good!

Khristine & Carl
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It has definitely been a patience game but I am overly excited about my new car! Thank you so much Sanjeev for being the best! Thank you Frank for the assistance. The delivery gentleman, Oscar, was very helpful and amazing!

Corrine
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Sasha, Adrian and Jerome provided excellent customer service from start to finish. I would definitely recommend them to a friend or family. Overall experience is a 10!

Andrea
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Very friendly and helpful. I was very impressed with how quickly he got me into a vehicle just after bankruptcy. I will definitely recommend him to friends. Richard was very upfront about everything and very helpful. I am truly impressed with the service provided.

Robert
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Alessandro was an amazing rep. Very personable, answered any questions & concerns in a timely manner. Looking forward to future business from my family. Thank you Alessandro!

Jodi
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Text and phone calls were good and not rush. She was fun to talk with

Denis
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I really enjoyed working with May. She was very patient with me to find the vehicle best suited for my needs and my approval. I am very satisfied with her services. Richard, my driver, was very friendly and easy to talk to. He made me very comfortable when test driving and interacting with him. He made my day!!

Monique

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