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How It Works

Application

Apply Online

Apply now and we will call you to discuss your financing and vehicle options. There is no obligation and we will only check your credit with your approval when we speak with you.

Vehicle Selection

Approval

We work with over 20 major lenders and we will shop around to find you the lowest rate. Remember, we work for you and we’ll negotiate the best possible approval on your behalf.

Vehicle Delivery

Vehicle Selection

Once you’re approved we’ll present you with vehicle options based on your needs. When you’ve selected the vehicle that best suits you, we’ll detail it and schedule a delivery date to any convenient location for you.



Loans.ca Car Loans Offer You

  • Lowest Auto Financing Rates in Canada
  • Thousands of Vehicles to Choose
  • No Money Down Options
  • Free Vehicle Detailing & Delivery
  • Same Day Approvals
  • Vehicle Exchange Policy

We Work With Everyone!

We Will Help You Get the Best Auto Loan Rate & The Car You Want

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Customer Reviews

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The guys that brought the car are very professional and courteous. I appreciate them coming so late.

Gregory
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I am very pleased with the car I received. It was delivered at the time I was told and I was given a detailed explanation of the car's systems and functions of the car. I'd like to thank you for the help in getting me this car. Special thanks to May Rana for all her help with this and Richard for the excellent delivery service - on time as promised...

Alexander B
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The service I was provided with was very great. My questions were all answered within a shot span of time and {they} found a vehicle I liked in a short period of time.

Sonny T
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Overall experience was excellent, fast, quick and understanding. Would recommend service again.

Kevin W
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They were great. Listened to what we needed and wanted in a vehicle. Super helpful and available at all times - text, email, phone calls. On time delivery :) Overall smooth process! We are the second people in the family to use Loans.ca! Thank you.

Corinne B
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I would recommend Herold & Stephen to someone else as they were extremely helpful. All my needs were met.

Stephanie R
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Justin and Ryan were super helpful in finding me a beautiful car ... Richard the delivery person was really good and welcoming. I recommend him for further appraisals.

Sherwin S
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Tai is an amazing guy - very helpful. Helped me over the phone when my van was delivered. Very fast responder. I give Tai 5 stars.

Jennifer Z
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No complaints, great service.

Morley B
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Excellent job! Very detailed. Communication is excellent. Happy with the services & delivery. Trustworthy.

Dennis M

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